Calculate your loan
Simulate your personal loan and find out your monthly payment
Quick Credit Application
Get a response in just a few minutes. We offer financing tailored to your needs with advantageous conditions.
Fast Response
Preliminary decision in less than 10 minutes
Guaranteed Security
Your data is protected by advanced encryption
No Commitment
Free simulation with no impact on your credit score
Fast Disbursement
Funds available within 48 hours after final approval
Your Credit Application
Why choose JMMC Finance d.o.o.?
We offer tailored financing solutions with a simple, fast, and completely transparent process.
Speed
Approval in less than 24 hours and credit directly to your account.
Simplicity
100% online procedure with no complex documents.
Security
Guaranteed data protection and encrypted transactions according to the highest standards.
Flexibility
Tailored solutions adapted to your needs and financial situation.
More than 10,000 satisfied customers
They trust us for fast and transparent financing.
Our loan solutions
We offer a complete range of personalized loans to meet every financial need.
Personal Loan
Flexible financing for all your needs, from holidays to consumer goods purchases.
Car Loan
Finance the purchase of your new or used car with adapted monthly payments.
Student Loan
Support your educational journey with advantageous conditions and deferred repayment.
Loan Consolidation
Group your debts into a single, more advantageous, and easier-to-manage monthly payment.
How it works
Get your loan easily and quickly in just a few steps.
Fill out the form
Enter your personal details and the desired amount in our online form.
Get approval
Instant evaluation of your application with a response in less than 24 hours.
Electronic signature
Sign the documents securely online through our platform.
Receive the funds
Direct transfer to your bank account within 24 hours of final approval.
Ready to start?
Your personal loan is just a few clicks away.
Our financial partners
We collaborate with trusted financial institutions to offer you the best conditions.
What our clients say
Discover the experiences of clients who have already chosen JMMC Finance d.o.o. for their financial needs.
Frequently Asked Questions
Find answers to the most common questions about our loan services.
What are the requirements to apply for a loan?
To apply for a loan with JMMC Finance d.o.o., you must:
- Be a Slovenian citizen or resident in Slovenia
- Be at least 18 years old
- Have a bank account
For amounts up to €10,000, no collateral is required.
How long does it take to receive the loan?
Our process is extremely fast:
- Approval within 24 hours of complete application
- Transfer to your account within 24 hours after approval
In many cases, clients receive funds the same day if the complete application is submitted before 12:00 PM.
What are the applicable interest rates?
Our interest rates are among the most competitive on the market:
- APR from 3% for personal loans
- APR from 3.5% for car loans
- APR from 2.8% for student loans
The actual rate depends on the loan type, amount, duration, and your personal creditworthiness. You can create a personalized, no-obligation offer with our loan simulator.
Is it possible to repay the loan early?
Yes, you can repay the loan early at any time. Early repayment includes:
- No early repayment fee for individuals (consumers)
- Proportional reduction of interest for the unused period
- Simple procedure through the client area or by contacting customer service
You can also make partial repayments to reduce the amount of monthly installments or the loan duration.
What happens if I miss a payment?
In case of difficulties paying an installment:
- Contact us immediately to find a solution
- We can evaluate a personalized payment plan
- We offer the possibility to skip a payment (maximum one per year) with prior notice
Our goal is to help you manage your loan without stress. However, please note that prolonged delays may incur late fees and notifications to credit agencies.
Have more questions? Contact our customer service
contact@jmmcfinance.com
